Investing is an essential part of helping you create wealth. Over the long term, investments can generate great rewards - and the earlier you start, the better.
Investing starts with ensuring you have surplus cash flow from your daily living expenses to invest. It doesn’t need to be much, but if you focus on developing (and sticking to!) your household budget, you can soon find savings that can be invested to help build your future wealth.
This is a complex area and one that we strongly encourage you to ensure you get the right advice.
Infocus is majority owned by its management team. We are not aligned to any of the Big 4 Banks. When you talk to your Infocus financial planner, you can be sure they will be recommending investments that suit your financial needs and objectives – not those of the Big Banks.
For more information about investing, or to discuss your investment needs with your nearest Infocus financial planner, click on the 'Enquire Now' button below.
What could be more important than a comfortable retirement, enjoying the benefits of your hard-earned labour over the years?
Taking an active interest in your superannuation early is critical to ensuring you can achieve this goal. How much you need to enjoy a comfortable lifestyle in retirement will depend on factors such as your life expectancy, your accumulated assets and your expectations. Chances are your employer contributions are not going to be enough and you may need to look at making additional contributions.
The good news is that if you start early, even minimal personal contributions will make a significant difference to your retirement income. Personal contributions to your superannuation can be made from your pre-tax salary (salary sacrifice) or from your post-tax salary. Note different taxation rules apply to each method of contribution. Depending on your financial situation, one may be better for you.
Having the right superannuation strategy in place today is absolutely essential to a comfortable retirement.
Your local Infocus financial planner has significant expertise in superannuation strategies that will help you achieve your financial goals.
Simply click the ‘Enquire Now’ button to contact your nearest office