Budgeting: The basics

Wealth management

Effectively managing money isn’t just about growing your wealth. It all starts with having a good budget in place and managing your income and expenses effectively.

Getting a good budget in place is the foundation of growing your wealth, and your Infocus Financial Adviser can help with ensuring you understand your income and expenditure. Knowledge is power and with a better understanding of your budget, you have the power to choose how you plan to achieve your own financial freedom.
Man looking to manage debt


Budgets aren't that scary! Understanding where your money goes (what comes in, what goes out) is pretty simple, with a bit of help from your Infocus Financial Adviser.

Once you're clear on your budget, you can start to make decisions on how much you have to save/invest each month. This allows you to start to grow your wealth without giving up on the lifestyle you enjoy today.

Paying down your debts is a great step towards financial freedom, and your Infocus Financial Adviser can help you prioritise your debts into an affordable repayment plan.

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Unsure where to start with your budget?
Search for your closest Infocus Financial Adviser and arrange an initial appointment at the click of a button.

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Try our budget planner

Sometimes it's hard to track where exactly you spend your money. Infocus' budget planner can help you to map out where and how much you spend, to help you plan for the future.

Budget planning calculator