Mortgages and Lending

buy a house
Whether you're looking to buy your first home, an investment property or wanting to refinance, we can help you secure the best one available. While there is no ‘one size fits all’ home loan, there is the ‘right one’ for you. With a seemingly endless number of options around, choosing the right mortgage option can be daunting.

We can walk you through the available products and services to suit you and your family, making choosing the right mortgage easier.
Buying your first home

Buying your first home

 
We specialise in guiding first home buyers through their first home purchase.
 
We know buying your first home is both an exciting and daunting prospect. We make it easy for you to understand the processes involved, with thorough advice and plenty of information and consultation to ensure your first home loan experience is a truly rewarding one.

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first home owner grant

First Home Owner Grant

 
Just like a welcome house warming gift, the First Home Owner Grant comes in handy right when you need it most. The grant was set up by the Australian Government to help people like you buy their first home with a payment of between $10,000 and $20,000 (depending on your state). For more information about Government grants, visit www.firsthome.gov.au and select your State or Territory.

If you’re ready to buy, we’ll help you complete the paperwork and lodge your First Home Owner Grant application.

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I want to buy a house

Refinancing

The home loan marketplace is constantly changing, so it can’t hurt to take a look at the mortgage deals that are out there.

You also might look to refinance if your circumstances have changed, like changing or losing jobs or falling pregnant.

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Investing in property

Property Investment

 
Property investments can be a sound way to secure your financial future. They can supply a regular and steady income stream and offer some great tax benefits.

Loans for property investors are different to standard home loans and are specifically structured to suit property investment, whether you need interest only repayments, or you’re a professional investor and want a correctly structured professional package.

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*NEXT GENERATION CLIENTS* If you’ve received information from the Next Generation liquidators, Infocus has been appointed to take over the advice relationship and look after you going forward. We will send you an email with more information shortly. Rest assured, this is simply a change of financial planner and there has been no other changes made to your superannuation or investments. Our team of financial planners is looking forward to working with you. In the interim, please email hello@infocus.com.au or call (07) 5406 5000.