Life is full of surprises -– both good and bad.  Insurance provides you with the ability to transfer the financial impact of some of the more drastic surprises that can happen.  Insurance will never compensate for the loss of a loved one, or replace their role in the family, but it can help reduce the financial burden by providing the capital to ensure you and your family have choices.

Answer the following simple questions.

1. Do you have a mortgage?
2. Do you have any personal loans?
3. Do you have any credit card debt?
4. Do you have dependants?
5. Would your financial position be affected if you were to suffer from an illness or injury (remember you would need to have enough capital to fund medical expenses and the ability to take time off work to recover)?
6. Do you want to have enough capital to look after your dependants if you were unable to care for them for an extended period of time or perhaps indefinitely?

If you answered yes to any of these questions, talk to your local Infocus financial planner about a custom-made Family Protection Plan by clicking on ‘Enquire Now’ below. Easy!